ZIP 12130 vs ZIP 12184

This side-by-side compares ZIP 12130 (Niverville, NY) and ZIP 12184 (Valatie, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 12130 has a population of 987 at 638 people per square mile, while ZIP 12184 has 7,148 at 72 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 12130 reports a median household income of $104,286 against $98,622 in ZIP 12184, with per-capita income of $57,004 vs $55,342. The share of adults holding a bachelor's degree or higher is 61.9% in 12130 and 41.2% in 12184. Poverty rate reads 0.0% vs 7.4%, and unemployment 0.0% vs 7.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $186,800 in 12130 versus $355,200 in 12184, with median rent of — and $1,086 per month respectively. Homeownership rate is 85.2% vs 80.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.