ZIP 12132 vs ZIP 12115

This side-by-side compares ZIP 12132 (North Chatham, NY) and ZIP 12115 (Malden Bridge, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 12132 has a population of 338 at 70 people per square mile, while ZIP 12115 has 189 at 14 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 12132 reports a median household income of — against $91,875 in ZIP 12115, with per-capita income of $39,870 vs $79,217. The share of adults holding a bachelor's degree or higher is 100.0% in 12132 and 65.0% in 12115. Poverty rate reads 0.0% vs 0.0%, and unemployment 0.0% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at — in 12132 versus — in 12115, with median rent of — and — per month respectively. Homeownership rate is 100.0% vs 100.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.