ZIP 12174 vs ZIP 12106

This side-by-side compares ZIP 12174 (Stuyvesant Falls, NY) and ZIP 12106 (Kinderhook, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 12174 has a population of 345 at 116 people per square mile, while ZIP 12106 has 2,193 at 58 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 12174 reports a median household income of $51,131 against $75,714 in ZIP 12106, with per-capita income of $37,894 vs $59,647. The share of adults holding a bachelor's degree or higher is 10.8% in 12174 and 41.5% in 12106. Poverty rate reads 12.6% vs 13.6%, and unemployment 24.4% vs 5.2% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at — in 12174 versus $278,100 in 12106, with median rent of — and $977 per month respectively. Homeownership rate is 83.2% vs 83.9%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.