ZIP 12448 vs ZIP 12409

This side-by-side compares ZIP 12448 (Lake Hill, NY) and ZIP 12409 (Bearsville, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 12448 has a population of 388 at 13 people per square mile, while ZIP 12409 has 804 at 22 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 12448 reports a median household income of — against $116,280 in ZIP 12409, with per-capita income of $90,196 vs $74,447. The share of adults holding a bachelor's degree or higher is 77.0% in 12448 and 68.8% in 12409. Poverty rate reads 1.4% vs 5.2%, and unemployment 0.0% vs 4.6% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $665,500 in 12448 versus $708,900 in 12409, with median rent of — and — per month respectively. Homeownership rate is 100.0% vs 88.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.