ZIP 12513 vs ZIP 12534

This side-by-side compares ZIP 12513 (Claverack, NY) and ZIP 12534 (Hudson, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 12513 has a population of 651 at 86 people per square mile, while ZIP 12534 has 17,867 at 79 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 12513 reports a median household income of $60,951 against $72,741 in ZIP 12534, with per-capita income of $52,633 vs $51,641. The share of adults holding a bachelor's degree or higher is 47.4% in 12513 and 35.5% in 12534. Poverty rate reads 0.0% vs 18.3%, and unemployment 0.0% vs 5.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $438,000 in 12513 versus $316,700 in 12534, with median rent of — and $1,443 per month respectively. Homeownership rate is 71.3% vs 63.6%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.