ZIP 12534 vs ZIP 12513

This side-by-side compares ZIP 12534 (Hudson, NY) and ZIP 12513 (Claverack, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 12534 has a population of 17,867 at 79 people per square mile, while ZIP 12513 has 651 at 86 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 12534 reports a median household income of $72,741 against $60,951 in ZIP 12513, with per-capita income of $51,641 vs $52,633. The share of adults holding a bachelor's degree or higher is 35.5% in 12534 and 47.4% in 12513. Poverty rate reads 18.3% vs 0.0%, and unemployment 5.7% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $316,700 in 12534 versus $438,000 in 12513, with median rent of $1,443 and — per month respectively. Homeownership rate is 63.6% vs 71.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.