ZIP 12585 vs ZIP 12540

This side-by-side compares ZIP 12585 (Verbank, NY) and ZIP 12540 (Lagrangeville, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 12585 has a population of 885 at 69 people per square mile, while ZIP 12540 has 7,802 at 88 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 12585 reports a median household income of $99,648 against $111,320 in ZIP 12540, with per-capita income of $51,920 vs $49,952. The share of adults holding a bachelor's degree or higher is 41.8% in 12585 and 39.3% in 12540. Poverty rate reads 14.2% vs 5.9%, and unemployment 0.0% vs 5.3% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $484,800 in 12585 versus $483,100 in 12540, with median rent of — and $2,348 per month respectively. Homeownership rate is 87.8% vs 87.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.