ZIP 12765 vs ZIP 12788

This side-by-side compares ZIP 12765 (Neversink, NY) and ZIP 12788 (Woodbourne, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 12765 has a population of 885 at 27 people per square mile, while ZIP 12788 has 2,908 at 48 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 12765 reports a median household income of — against $62,768 in ZIP 12788, with per-capita income of $54,462 vs $31,998. The share of adults holding a bachelor's degree or higher is 41.8% in 12765 and 15.6% in 12788. Poverty rate reads 6.6% vs 19.1%, and unemployment 0.0% vs 5.5% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $376,900 in 12765 versus $270,500 in 12788, with median rent of $1,147 and $947 per month respectively. Homeownership rate is 84.3% vs 62.7%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.