ZIP 12769 vs ZIP 12781

This side-by-side compares ZIP 12769 (Phillipsport, NY) and ZIP 12781 (Summitville, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 12769 has a population of 253 at 20 people per square mile, while ZIP 12781 has 307 at 28 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 12769 reports a median household income of $141,779 against — in ZIP 12781, with per-capita income of $53,112 vs $39,337. The share of adults holding a bachelor's degree or higher is 30.9% in 12769 and 42.4% in 12781. Poverty rate reads 14.2% vs 0.0%, and unemployment 8.2% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $358,300 in 12769 versus $437,900 in 12781, with median rent of — and — per month respectively. Homeownership rate is 77.4% vs 100.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.