ZIP 12783 vs ZIP 12749

This side-by-side compares ZIP 12783 (Swan Lake, NY) and ZIP 12749 (Kauneonga Lake, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 12783 has a population of 1,668 at 19 people per square mile, while ZIP 12749 has 300 at 39 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 12783 reports a median household income of $67,778 against $175,083 in ZIP 12749, with per-capita income of $46,983 vs $41,793. The share of adults holding a bachelor's degree or higher is 31.3% in 12783 and 23.8% in 12749. Poverty rate reads 21.2% vs 1.9%, and unemployment 0.4% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $248,200 in 12783 versus $170,800 in 12749, with median rent of $1,397 and — per month respectively. Homeownership rate is 78.3% vs 93.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.