ZIP 12838 vs ZIP 12832

This side-by-side compares ZIP 12838 (Hartford, NY) and ZIP 12832 (Granville, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 12838 has a population of 608 at 46 people per square mile, while ZIP 12832 has 7,106 at 34 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 12838 reports a median household income of $62,348 against $68,929 in ZIP 12832, with per-capita income of $32,355 vs $34,510. The share of adults holding a bachelor's degree or higher is 14.3% in 12838 and 18.2% in 12832. Poverty rate reads 11.9% vs 12.3%, and unemployment 4.8% vs 4.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $151,700 in 12838 versus $153,000 in 12832, with median rent of $1,138 and $792 per month respectively. Homeownership rate is 74.4% vs 78.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.