ZIP 12928 vs ZIP 12960

This side-by-side compares ZIP 12928 (Crown Point, NY) and ZIP 12960 (Moriah, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 12928 has a population of 2,028 at 10 people per square mile, while ZIP 12960 has 1,148 at 15 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 12928 reports a median household income of $82,813 against $64,702 in ZIP 12960, with per-capita income of $44,595 vs $39,654. The share of adults holding a bachelor's degree or higher is 14.0% in 12928 and 41.8% in 12960. Poverty rate reads 6.9% vs 2.2%, and unemployment 10.7% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $157,900 in 12928 versus $144,300 in 12960, with median rent of $1,625 and $850 per month respectively. Homeownership rate is 94.3% vs 82.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.