ZIP 12964 vs ZIP 12932

This side-by-side compares ZIP 12964 (New Russia, NY) and ZIP 12932 (Elizabethtown, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 12964 has a population of 161 at 2 people per square mile, while ZIP 12932 has 1,236 at 8 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 12964 reports a median household income of $99,688 against $56,771 in ZIP 12932, with per-capita income of $63,681 vs $43,073. The share of adults holding a bachelor's degree or higher is 33.3% in 12964 and 32.4% in 12932. Poverty rate reads 23.3% vs 14.2%, and unemployment 27.3% vs 3.6% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $265,000 in 12964 versus $183,900 in 12932, with median rent of — and $769 per month respectively. Homeownership rate is 88.6% vs 80.1%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.