ZIP 13090 vs ZIP 13041

This side-by-side compares ZIP 13090 (Liverpool, NY) and ZIP 13041 (Clay, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 13090 has a population of 30,124 at 772 people per square mile, while ZIP 13041 has 10,705 at 226 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 13090 reports a median household income of $88,492 against $120,188 in ZIP 13041, with per-capita income of $43,883 vs $48,791. The share of adults holding a bachelor's degree or higher is 43.0% in 13090 and 39.2% in 13041. Poverty rate reads 10.8% vs 2.3%, and unemployment 2.9% vs 4.6% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $213,100 in 13090 versus $226,900 in 13041, with median rent of $1,382 and $1,570 per month respectively. Homeownership rate is 67.9% vs 89.6%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.