ZIP 13148 vs ZIP 13165

This side-by-side compares ZIP 13148 (Seneca Falls, NY) and ZIP 13165 (Waterloo, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 13148 has a population of 10,750 at 69 people per square mile, while ZIP 13165 has 10,741 at 61 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 13148 reports a median household income of $65,313 against $59,981 in ZIP 13165, with per-capita income of $40,808 vs $36,399. The share of adults holding a bachelor's degree or higher is 28.0% in 13148 and 21.6% in 13165. Poverty rate reads 16.0% vs 10.6%, and unemployment 4.4% vs 6.3% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $149,300 in 13148 versus $121,600 in 13165, with median rent of $964 and $929 per month respectively. Homeownership rate is 66.5% vs 68.9%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.