ZIP 13324 vs ZIP 13416

This side-by-side compares ZIP 13324 (Cold Brook, NY) and ZIP 13416 (Newport, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 13324 has a population of 2,149 at 7 people per square mile, while ZIP 13416 has 2,271 at 17 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 13324 reports a median household income of $86,176 against $85,128 in ZIP 13416, with per-capita income of $56,437 vs $34,976. The share of adults holding a bachelor's degree or higher is 17.9% in 13324 and 16.8% in 13416. Poverty rate reads 9.0% vs 14.2%, and unemployment 2.5% vs 6.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $179,300 in 13324 versus $185,500 in 13416, with median rent of $808 and $779 per month respectively. Homeownership rate is 91.9% vs 85.8%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.