ZIP 13332 vs ZIP 13346

This side-by-side compares ZIP 13332 (Earlville, NY) and ZIP 13346 (Hamilton, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 13332 has a population of 2,460 at 19 people per square mile, while ZIP 13346 has 6,735 at 69 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 13332 reports a median household income of $79,737 against $60,600 in ZIP 13346, with per-capita income of $32,508 vs $27,448. The share of adults holding a bachelor's degree or higher is 35.2% in 13332 and 47.5% in 13346. Poverty rate reads 10.4% vs 12.8%, and unemployment 11.2% vs 3.2% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $140,300 in 13332 versus $214,600 in 13346, with median rent of $1,194 and $1,146 per month respectively. Homeownership rate is 85.1% vs 72.5%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.