ZIP 13413 vs ZIP 13319

This side-by-side compares ZIP 13413 (New Hartford, NY) and ZIP 13319 (Chadwicks, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 13413 has a population of 16,135 at 313 people per square mile, while ZIP 13319 has 1,079 at 470 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 13413 reports a median household income of $95,261 against $73,571 in ZIP 13319, with per-capita income of $54,371 vs $42,388. The share of adults holding a bachelor's degree or higher is 47.9% in 13413 and 36.0% in 13319. Poverty rate reads 5.9% vs 0.0%, and unemployment 1.8% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $240,400 in 13413 versus — in 13319, with median rent of $1,126 and $680 per month respectively. Homeownership rate is 77.0% vs 66.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.