ZIP 13417 vs ZIP 13495

This side-by-side compares ZIP 13417 (New York Mills, NY) and ZIP 13495 (Yorkville, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 13417 has a population of 3,305 at 977 people per square mile, while ZIP 13495 has 2,144 at 949 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 13417 reports a median household income of $59,453 against $66,995 in ZIP 13495, with per-capita income of $34,314 vs $42,826. The share of adults holding a bachelor's degree or higher is 29.3% in 13417 and 35.6% in 13495. Poverty rate reads 34.2% vs 5.3%, and unemployment 1.2% vs 2.6% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $205,500 in 13417 versus $159,800 in 13495, with median rent of $909 and $1,024 per month respectively. Homeownership rate is 48.5% vs 64.6%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.