ZIP 13490 vs ZIP 13321

This side-by-side compares ZIP 13490 (Westmoreland, NY) and ZIP 13321 (Clark Mills, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 13490 has a population of 1,361 at 44 people per square mile, while ZIP 13321 has 1,049 at 502 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 13490 reports a median household income of $135,302 against $68,438 in ZIP 13321, with per-capita income of $59,051 vs $51,085. The share of adults holding a bachelor's degree or higher is 49.8% in 13490 and 10.9% in 13321. Poverty rate reads 0.0% vs 4.7%, and unemployment 0.0% vs 2.5% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $254,000 in 13490 versus — in 13321, with median rent of — and $1,027 per month respectively. Homeownership rate is 86.2% vs 66.7%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.