ZIP 13684 vs ZIP 13639

This side-by-side compares ZIP 13684 (Russell, NY) and ZIP 13639 (Fine, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 13684 has a population of 1,131 at 3 people per square mile, while ZIP 13639 has 243 at 5 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 13684 reports a median household income of $57,465 against $21,346 in ZIP 13639, with per-capita income of $27,261 vs $18,709. The share of adults holding a bachelor's degree or higher is 18.3% in 13684 and 0.0% in 13639. Poverty rate reads 25.7% vs 13.0%, and unemployment 5.8% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $114,300 in 13684 versus $52,300 in 13639, with median rent of $900 and — per month respectively. Homeownership rate is 84.5% vs 100.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.