ZIP 13744 vs ZIP 13901

This side-by-side compares ZIP 13744 (Castle Creek, NY) and ZIP 13901 (Binghamton, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 13744 has a population of 1,137 at 38 people per square mile, while ZIP 13901 has 19,773 at 329 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 13744 reports a median household income of $61,086 against $55,523 in ZIP 13901, with per-capita income of $29,507 vs $33,412. The share of adults holding a bachelor's degree or higher is 11.4% in 13744 and 27.7% in 13901. Poverty rate reads 31.6% vs 23.6%, and unemployment 10.9% vs 7.9% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $120,000 in 13744 versus $158,300 in 13901, with median rent of $831 and $797 per month respectively. Homeownership rate is 89.6% vs 56.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.