ZIP 13795 vs ZIP 13748

This side-by-side compares ZIP 13795 (Kirkwood, NY) and ZIP 13748 (Conklin, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 13795 has a population of 3,800 at 72 people per square mile, while ZIP 13748 has 3,800 at 111 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 13795 reports a median household income of $56,743 against $62,125 in ZIP 13748, with per-capita income of $29,835 vs $40,027. The share of adults holding a bachelor's degree or higher is 13.3% in 13795 and 10.9% in 13748. Poverty rate reads 16.8% vs 9.3%, and unemployment 3.3% vs 2.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $149,300 in 13795 versus $122,900 in 13748, with median rent of $997 and $807 per month respectively. Homeownership rate is 74.4% vs 78.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.