ZIP 14428 vs ZIP 14514

This side-by-side compares ZIP 14428 (Churchville, NY) and ZIP 14514 (North Chili, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 14428 has a population of 8,096 at 61 people per square mile, while ZIP 14514 has 6,389 at 659 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 14428 reports a median household income of $91,558 against $86,493 in ZIP 14514, with per-capita income of $46,835 vs $47,401. The share of adults holding a bachelor's degree or higher is 39.7% in 14428 and 48.0% in 14514. Poverty rate reads 4.8% vs 4.1%, and unemployment 4.8% vs 0.5% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $236,800 in 14428 versus $242,500 in 14514, with median rent of $1,126 and $1,610 per month respectively. Homeownership rate is 85.5% vs 58.9%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.