ZIP 14514 vs ZIP 14428

This side-by-side compares ZIP 14514 (North Chili, NY) and ZIP 14428 (Churchville, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 14514 has a population of 6,389 at 659 people per square mile, while ZIP 14428 has 8,096 at 61 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 14514 reports a median household income of $86,493 against $91,558 in ZIP 14428, with per-capita income of $47,401 vs $46,835. The share of adults holding a bachelor's degree or higher is 48.0% in 14514 and 39.7% in 14428. Poverty rate reads 4.1% vs 4.8%, and unemployment 0.5% vs 4.8% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $242,500 in 14514 versus $236,800 in 14428, with median rent of $1,610 and $1,126 per month respectively. Homeownership rate is 58.9% vs 85.5%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.