ZIP 14781 vs ZIP 14775

This side-by-side compares ZIP 14781 (Sherman, NY) and ZIP 14775 (Ripley, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 14781 has a population of 2,225 at 12 people per square mile, while ZIP 14775 has 2,537 at 18 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 14781 reports a median household income of $61,625 against $49,961 in ZIP 14775, with per-capita income of $29,882 vs $27,197. The share of adults holding a bachelor's degree or higher is 18.6% in 14781 and 19.1% in 14775. Poverty rate reads 14.3% vs 14.7%, and unemployment 6.0% vs 4.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $145,300 in 14781 versus $113,600 in 14775, with median rent of $838 and $677 per month respectively. Homeownership rate is 80.9% vs 76.9%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.