ZIP 14860 vs ZIP 14841

This side-by-side compares ZIP 14860 (Lodi, NY) and ZIP 14841 (Hector, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 14860 has a population of 1,039 at 19 people per square mile, while ZIP 14841 has 915 at 18 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 14860 reports a median household income of $78,170 against $89,821 in ZIP 14841, with per-capita income of $35,633 vs $52,621. The share of adults holding a bachelor's degree or higher is 25.8% in 14860 and 47.8% in 14841. Poverty rate reads 11.7% vs 18.5%, and unemployment 5.2% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $165,500 in 14860 versus $345,500 in 14841, with median rent of $677 and — per month respectively. Homeownership rate is 64.0% vs 84.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.