ZIP 20684 vs ZIP 20686

This side-by-side compares ZIP 20684 (Saint Inigoes, MD) and ZIP 20686 (Saint Marys City, MD) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 20684 has a population of 1,125 at 48 people per square mile, while ZIP 20686 has 1,332 at 475 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 20684 reports a median household income of $180,060 against — in ZIP 20686, with per-capita income of $71,244 vs $4,431. The share of adults holding a bachelor's degree or higher is 49.7% in 20684 and 100.0% in 20686. Poverty rate reads 1.1% vs —, and unemployment 0.0% vs 1.9% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $360,500 in 20684 versus — in 20686, with median rent of — and — per month respectively. Homeownership rate is 93.0% vs —. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.