ZIP 20732 vs ZIP 20689

This side-by-side compares ZIP 20732 (Chesapeake Beach, MD) and ZIP 20689 (Sunderland, MD) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 20732 has a population of 9,919 at 376 people per square mile, while ZIP 20689 has 1,694 at 84 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 20732 reports a median household income of $140,304 against $161,833 in ZIP 20689, with per-capita income of $59,236 vs $88,978. The share of adults holding a bachelor's degree or higher is 44.2% in 20732 and 29.8% in 20689. Poverty rate reads 1.8% vs 2.4%, and unemployment 2.7% vs 2.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $448,700 in 20732 versus $490,500 in 20689, with median rent of $1,825 and — per month respectively. Homeownership rate is 87.5% vs 93.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.