ZIP 21734 vs ZIP 21746

This side-by-side compares ZIP 21734 (Funkstown, MD) and ZIP 21746 (Hagerstown, MD) using the same Census ACS 5-Year table fields for both, no averages swapped in, no national proxies. ZIP 21734 has a population of 771 at 1,317 people per square mile, while ZIP 21746 has 1,883 at 2,019 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted, a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 21734 reports a median household income of $61,392 against - in ZIP 21746, with per-capita income of $36,817 vs $2,069. The share of adults holding a bachelor's degree or higher is 29.9% in 21734 and 2.5% in 21746. Poverty rate reads 7.9% vs -, and unemployment 4.3% vs - - these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $277,800 in 21734 versus - in 21746, with median rent of $808 and - per month respectively. Homeownership rate is 55.2% vs -. When reading the comparison table below, focus on paired metrics rather than single winners, a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.