ZIP 21912 vs ZIP 21913

This side-by-side compares ZIP 21912 (Warwick, MD) and ZIP 21913 (Cecilton, MD) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 21912 has a population of 1,240 at 15 people per square mile, while ZIP 21913 has 663 at 553 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 21912 reports a median household income of $69,868 against $87,813 in ZIP 21913, with per-capita income of $65,613 vs $38,607. The share of adults holding a bachelor's degree or higher is 25.3% in 21912 and 28.4% in 21913. Poverty rate reads 3.5% vs 15.2%, and unemployment 2.0% vs 1.6% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $391,700 in 21912 versus $241,800 in 21913, with median rent of $817 and $1,149 per month respectively. Homeownership rate is 87.1% vs 60.5%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.