ZIP 32064 vs ZIP 32060

This side-by-side compares ZIP 32064 (Live Oak, FL) and ZIP 32060 (Live Oak, FL) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 32064 has a population of 6,860 at 342 people per square mile, while ZIP 32060 has 21,363 at 21 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 32064 reports a median household income of $50,984 against $57,510 in ZIP 32060, with per-capita income of $24,419 vs $26,882. The share of adults holding a bachelor's degree or higher is 12.6% in 32064 and 19.4% in 32060. Poverty rate reads 19.0% vs 13.7%, and unemployment 14.0% vs 6.4% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $165,500 in 32064 versus $168,100 in 32060, with median rent of $920 and $846 per month respectively. Homeownership rate is 42.8% vs 81.2%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.