ZIP 32136 vs ZIP 32164

This side-by-side compares ZIP 32136 (Flagler Beach, FL) and ZIP 32164 (Palm Coast, FL) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 32136 has a population of 7,080 at 146 people per square mile, while ZIP 32164 has 41,616 at 483 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 32136 reports a median household income of $78,818 against $76,399 in ZIP 32164, with per-capita income of $60,720 vs $39,985. The share of adults holding a bachelor's degree or higher is 38.2% in 32136 and 26.1% in 32164. Poverty rate reads 8.0% vs 10.0%, and unemployment 2.9% vs 4.4% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $471,000 in 32136 versus $339,000 in 32164, with median rent of $1,303 and $1,755 per month respectively. Homeownership rate is 87.7% vs 79.6%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.