ZIP 32403 vs ZIP 32410

This side-by-side compares ZIP 32403 (Panama City, FL) and ZIP 32410 (Mexico Beach, FL) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 32403 has a population of 2,995 at 26 people per square mile, while ZIP 32410 has 740 at 14 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 32403 reports a median household income of $118,594 against $63,606 in ZIP 32410, with per-capita income of $34,919 vs $52,592. The share of adults holding a bachelor's degree or higher is 35.6% in 32403 and 37.8% in 32410. Poverty rate reads 4.3% vs 6.9%, and unemployment 2.7% vs 13.9% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at — in 32403 versus $460,900 in 32410, with median rent of $2,422 and $2,000 per month respectively. Homeownership rate is 0.0% vs 73.2%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.