ZIP 32410 vs ZIP 32403

This side-by-side compares ZIP 32410 (Mexico Beach, FL) and ZIP 32403 (Panama City, FL) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 32410 has a population of 740 at 14 people per square mile, while ZIP 32403 has 2,995 at 26 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 32410 reports a median household income of $63,606 against $118,594 in ZIP 32403, with per-capita income of $52,592 vs $34,919. The share of adults holding a bachelor's degree or higher is 37.8% in 32410 and 35.6% in 32403. Poverty rate reads 6.9% vs 4.3%, and unemployment 13.9% vs 2.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $460,900 in 32410 versus — in 32403, with median rent of $2,000 and $2,422 per month respectively. Homeownership rate is 73.2% vs 0.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.