ZIP 32428 vs ZIP 32462

This side-by-side compares ZIP 32428 (Chipley, FL) and ZIP 32462 (Vernon, FL) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 32428 has a population of 17,412 at 24 people per square mile, while ZIP 32462 has 3,412 at 9 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 32428 reports a median household income of $57,493 against $50,662 in ZIP 32462, with per-capita income of $26,681 vs $26,614. The share of adults holding a bachelor's degree or higher is 12.8% in 32428 and 10.7% in 32462. Poverty rate reads 15.7% vs 26.2%, and unemployment 3.5% vs 3.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $179,400 in 32428 versus $179,200 in 32462, with median rent of $877 and $932 per month respectively. Homeownership rate is 80.2% vs 78.9%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.