ZIP 32428 vs ZIP 32463

This side-by-side compares ZIP 32428 (Chipley, FL) and ZIP 32463 (Wausau, FL) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 32428 has a population of 17,412 at 24 people per square mile, while ZIP 32463 has 114 at 523 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 32428 reports a median household income of $57,493 against $64,643 in ZIP 32463, with per-capita income of $26,681 vs $49,574. The share of adults holding a bachelor's degree or higher is 12.8% in 32428 and 7.1% in 32463. Poverty rate reads 15.7% vs 5.5%, and unemployment 3.5% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $179,400 in 32428 versus $66,900 in 32463, with median rent of $877 and — per month respectively. Homeownership rate is 80.2% vs 75.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.