ZIP 37760 vs ZIP 37877

This side-by-side compares ZIP 37760 (Jefferson City, TN) and ZIP 37877 (Talbott, TN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 37760 has a population of 12,931 at 125 people per square mile, while ZIP 37877 has 8,464 at 127 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 37760 reports a median household income of $66,190 against $77,624 in ZIP 37877, with per-capita income of $49,927 vs $34,665. The share of adults holding a bachelor's degree or higher is 26.8% in 37760 and 25.2% in 37877. Poverty rate reads 16.5% vs 7.2%, and unemployment 5.0% vs 1.5% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $238,200 in 37760 versus $234,900 in 37877, with median rent of $880 and $1,020 per month respectively. Homeownership rate is 64.1% vs 83.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.