ZIP 37814 vs ZIP 37708

This side-by-side compares ZIP 37814 (Morristown, TN) and ZIP 37708 (Bean Station, TN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 37814 has a population of 33,071 at 286 people per square mile, while ZIP 37708 has 6,563 at 60 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 37814 reports a median household income of $55,650 against $42,152 in ZIP 37708, with per-capita income of $32,087 vs $26,494. The share of adults holding a bachelor's degree or higher is 22.7% in 37814 and 14.5% in 37708. Poverty rate reads 17.7% vs 18.6%, and unemployment 4.8% vs 2.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $220,500 in 37814 versus $168,900 in 37708, with median rent of $877 and $613 per month respectively. Homeownership rate is 66.5% vs 70.1%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.