ZIP 38476 vs ZIP 37098

This side-by-side compares ZIP 38476 (Primm Springs, TN) and ZIP 37098 (Lyles, TN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 38476 has a population of 1,228 at 11 people per square mile, while ZIP 37098 has 5,382 at 35 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 38476 reports a median household income of $83,654 against $63,371 in ZIP 37098, with per-capita income of $46,621 vs $38,006. The share of adults holding a bachelor's degree or higher is 17.3% in 38476 and 13.8% in 37098. Poverty rate reads 3.1% vs 8.5%, and unemployment 0.0% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $574,000 in 38476 versus $241,600 in 37098, with median rent of — and $823 per month respectively. Homeownership rate is 87.7% vs 70.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.