ZIP 40008 vs ZIP 40012

This side-by-side compares ZIP 40008 (Bloomfield, KY) and ZIP 40012 (Chaplin, KY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 40008 has a population of 3,476 at 17 people per square mile, while ZIP 40012 has 589 at 23 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 40008 reports a median household income of $66,486 against $105,033 in ZIP 40012, with per-capita income of $35,150 vs $34,878. The share of adults holding a bachelor's degree or higher is 22.8% in 40008 and 15.0% in 40012. Poverty rate reads 10.9% vs 13.2%, and unemployment 4.0% vs 1.8% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $224,000 in 40008 versus $219,400 in 40012, with median rent of $810 and — per month respectively. Homeownership rate is 83.8% vs 95.5%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.