ZIP 40299 vs ZIP 40023

This side-by-side compares ZIP 40299 (Louisville, KY) and ZIP 40023 (Fisherville, KY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 40299 has a population of 38,371 at 279 people per square mile, while ZIP 40023 has 4,118 at 70 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 40299 reports a median household income of $89,440 against $144,635 in ZIP 40023, with per-capita income of $45,767 vs $66,318. The share of adults holding a bachelor's degree or higher is 42.6% in 40299 and 49.5% in 40023. Poverty rate reads 6.4% vs 3.0%, and unemployment 2.9% vs 2.2% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $290,200 in 40299 versus $497,800 in 40023, with median rent of $1,340 and $1,181 per month respectively. Homeownership rate is 74.8% vs 96.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.