ZIP 40313 vs ZIP 40351

This side-by-side compares ZIP 40313 (Clearfield, KY) and ZIP 40351 (Morehead, KY) using the same Census ACS 5-Year table fields for both, no averages swapped in, no national proxies. ZIP 40313 has a population of 3,143 at 32 people per square mile, while ZIP 40351 has 20,329 at 32 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted, a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 40313 reports a median household income of $65,409 against $51,835 in ZIP 40351, with per-capita income of $32,396 vs $29,695. The share of adults holding a bachelor's degree or higher is 20.0% in 40313 and 26.5% in 40351. Poverty rate reads 9.7% vs 27.2%, and unemployment 0.7% vs 5.0% - these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $116,100 in 40313 versus $167,300 in 40351, with median rent of $992 and $786 per month respectively. Homeownership rate is 54.3% vs 62.4%. When reading the comparison table below, focus on paired metrics rather than single winners, a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.