ZIP 40475 vs ZIP 40403

This side-by-side compares ZIP 40475 (Richmond, KY) and ZIP 40403 (Berea, KY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 40475 has a population of 55,803 at 79 people per square mile, while ZIP 40403 has 23,774 at 80 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 40475 reports a median household income of $63,050 against $61,771 in ZIP 40403, with per-capita income of $34,571 vs $29,472. The share of adults holding a bachelor's degree or higher is 37.4% in 40475 and 26.8% in 40403. Poverty rate reads 15.1% vs 16.9%, and unemployment 5.8% vs 3.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $244,300 in 40475 versus $200,200 in 40403, with median rent of $911 and $834 per month respectively. Homeownership rate is 57.9% vs 71.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.