ZIP 42157 vs ZIP 42140

This side-by-side compares ZIP 42157 (Mount Hermon, KY) and ZIP 42140 (Gamaliel, KY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 42157 has a population of 437 at 10 people per square mile, while ZIP 42140 has 1,264 at 12 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 42157 reports a median household income of $101,250 against $46,813 in ZIP 42140, with per-capita income of $27,512 vs $24,536. The share of adults holding a bachelor's degree or higher is 10.4% in 42157 and 14.3% in 42140. Poverty rate reads 28.6% vs 24.2%, and unemployment 0.0% vs 3.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $175,000 in 42157 versus $91,900 in 42140, with median rent of — and $538 per month respectively. Homeownership rate is 77.0% vs 81.7%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.