ZIP 42782 vs ZIP 42764

This side-by-side compares ZIP 42782 (Summersville, KY) and ZIP 42764 (Mount Sherman, KY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 42782 has a population of 953 at 10 people per square mile, while ZIP 42764 has 559 at 14 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 42782 reports a median household income of $39,193 against $73,929 in ZIP 42764, with per-capita income of $22,508 vs $26,085. The share of adults holding a bachelor's degree or higher is 17.4% in 42782 and 16.3% in 42764. Poverty rate reads 23.5% vs 30.2%, and unemployment 6.0% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $90,000 in 42782 versus $123,300 in 42764, with median rent of $853 and — per month respectively. Homeownership rate is 78.6% vs 90.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.