ZIP 45431 vs ZIP 45432

This side-by-side compares ZIP 45431 (Dayton, OH) and ZIP 45432 (Dayton, OH) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 45431 has a population of 26,315 at 887 people per square mile, while ZIP 45432 has 15,288 at 785 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 45431 reports a median household income of $83,175 against $83,115 in ZIP 45432, with per-capita income of $43,597 vs $39,973. The share of adults holding a bachelor's degree or higher is 36.0% in 45431 and 37.1% in 45432. Poverty rate reads 9.0% vs 11.8%, and unemployment 3.4% vs 4.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $209,500 in 45431 versus $183,300 in 45432, with median rent of $1,327 and $872 per month respectively. Homeownership rate is 50.4% vs 78.8%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.