ZIP 45651 vs ZIP 45634

This side-by-side compares ZIP 45651 (Mc Arthur, OH) and ZIP 45634 (Hamden, OH) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 45651 has a population of 6,047 at 16 people per square mile, while ZIP 45634 has 2,112 at 24 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 45651 reports a median household income of $56,294 against $51,477 in ZIP 45634, with per-capita income of $28,675 vs $27,196. The share of adults holding a bachelor's degree or higher is 14.1% in 45651 and 9.5% in 45634. Poverty rate reads 19.5% vs 22.2%, and unemployment 7.1% vs 2.8% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $169,200 in 45651 versus $96,400 in 45634, with median rent of $675 and $686 per month respectively. Homeownership rate is 66.0% vs 80.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.