ZIP 46117 vs ZIP 46186

This side-by-side compares ZIP 46117 (Charlottesville, IN) and ZIP 46186 (Wilkinson, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 46117 has a population of 671 at 22 people per square mile, while ZIP 46186 has 1,753 at 24 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 46117 reports a median household income of $91,250 against $70,714 in ZIP 46186, with per-capita income of $39,001 vs $40,921. The share of adults holding a bachelor's degree or higher is 34.1% in 46117 and 12.9% in 46186. Poverty rate reads 3.2% vs 12.0%, and unemployment 0.0% vs 5.6% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $229,300 in 46117 versus $287,700 in 46186, with median rent of — and $485 per month respectively. Homeownership rate is 88.5% vs 95.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.