ZIP 46774 vs ZIP 46815

This side-by-side compares ZIP 46774 (New Haven, IN) and ZIP 46815 (Fort Wayne, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 46774 has a population of 16,008 at 121 people per square mile, while ZIP 46815 has 26,522 at 983 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 46774 reports a median household income of $76,292 against $73,239 in ZIP 46815, with per-capita income of $35,543 vs $34,797. The share of adults holding a bachelor's degree or higher is 24.8% in 46774 and 32.0% in 46815. Poverty rate reads 7.0% vs 9.9%, and unemployment 3.9% vs 6.4% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $187,300 in 46774 versus $209,500 in 46815, with median rent of $1,014 and $979 per month respectively. Homeownership rate is 78.1% vs 75.1%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.